What to Do If Your Paycheck Stub Has Been Stolen
Many employees enjoy the convenience brought about by paystubs. It is good to have a single paper that entails all relevant information about your financial and payment info. A lot of businesses require this product because of their great significance. You will find yourself in jeopardy if an intruder manages to successfully steal your paystub. This article put lines the measures to be taken if your paycheck stub has been stolen.
The first measure to take is calling your bank. The security f your financial state will be compromised if your paystub has been stolen. Make sure you contact your bank once your paystub check is stolen. There is a possibility that your account information will be listed on your paystub when you receive a direct deposit. If a thief gets this info, they may use it to gain access to your account. You should request your financial institution to observe your account in case of any change. Many banks have the right to freeze an account temporarily and this will deny the thief the chance to use your paystub check to gain access to your account.
The next action you can take is to contact human resources. If there was a cheque attached to your stub, there is a likelihood of the thief attempting to cash the money. Make sure you contact the Human Resource department of your employer for further guidance. You can be directly helped by someone in the HR office or they can direct you to an expert in the finance department who will be of assistance. HR professionals can help in changing your deposit information and they can also stop the cheque from being cashed by the intruder. After you’ve ensured the safety of your account, you can obtain a new version of your paystub and check.
The last step you can take is to initiate a fraud alarm in your credit. You can go ahead and flag your credit report as your pay stub contains alloy if personal identifying info. Intruders try to use the info from the paystub to get access to a new credit card. Putting a flag will not allow them to get a new card by using your info.
One devastating feeling you can be faced with is having your paystub check stolen. Your financial information will be in the hands of unauthorized personnel and you will be out of your weekly wages. Taking note of these tips will help you put matters in your hands and take control.